A STASH FIELD TOOL

What's it really costing you?

A 30-second gut-check on what today's purchase is taking from your retirement.

WHAT THIS SHOWS

What that purchase is actually worth if invested instead
The exact multiple your money grows by over time
The real price tag, once you count what it could have earned

Purchase amount ($)

Years until retirement

Expected annual return

Check your 401(k) statement for its actual annualized return and drag the slider to match it.

$60 today is worth $165.58 in 15 years.

Meaning the real cost of that $60 purchase isn't $60 — it's closer to $165.58 in lost retirement growth, since $105.58 of that is money your account would have earned if you'd invested it instead.

Growth multiple

2.76x

Opportunity cost

$105.58